Economizing During a Flood of Bad Times
One of the blog's readers - MH - suggested I just keep writing about whatever comes to mind right now. Maybe I'll give it a try and see what happens.
I've been thinking a great new idea might be something along the lines of "Making Ends Meet" - or how to survive on next to nothing.
I'm getting pretty good at that, the next to nothing part. I've learned that there's something called Citizens Energy that will help folks who have just a little too much money to qualify and receive the heating assistance we read about now and then in the news. I happened across an article about those kind folks and thought I'd apply and see what happened.
What happened was that within a month I actually received a voucher for 100 gallons of free heating oil.
I haven't used it quite yet, I'm still wondering what the fuel supplier will say when I tell them I have this great voucher. Will I find out they don't accept it, will it turn out to be too good to be true?
I don't think that will really happen, I'm actually waiting another week to make sure my oil tank will allow all of that free 100 gallons of fuel oil before I make that phone call. I figure that oil will take us into good old spring time when we will no longer need to buy oil - if my timing is correct.
I highly recommend anyone who thinks they might fall into the category of being just a "little too well off" to receive HEAP - they should do an internet search and find Citizens Energy and fill out the application. Do this now, I believe the cut-off date is soon approaching for applying.
Another idea I've been using this winter has been that of spending my Sundays cooking up a storm. This one doesn't flood our home, rather it fills our refrigerator with a week's worth of meals.
For example, yesterday I cooked up one of those storms and now have 6 - 7 days worth of dinners just waiting for me to apply the finishing details.
I made a soup-pot full of Minestrone Soup, good for two dinners and two great lunches this week. I had a huge kettle of stew beef simmering, waiting to become Beef Soup and Beef Stew. Herbed-Chicken breasts were baking in the oven, they will become Chicken Pesto sandwiches and also Chicken Paninis. While all that was going on, I precooked pasta for yet another quick meal for one of our busy evenings.
Cost-wise, all this was a bargain. I'd taken advantage of sales weeks ago and didn't have to purchase one single item for this weeks dinner menu. I just had to open the cupboard and freezer and take out the items.
A highlight of our week, my daughter's especially, is to visit a local church on "bread day." Once a week we venture out to that church and have the pleasure of receiving "day old bread" provided by a local supermarket and that church's mission of helping others in need.
When I say my daughter loves "bread day" - it's an understatement. Her eyes light up if they happen to have a few of her favorites, such as bagels, or raisin bread. She loves finding hard rolls - because that will mean she will get to have mom's version of Manwich sometime that week - something she's only recently discovered she actually likes to eat.
Once in a while they even have a half-sheet cake, and then she's hard to control, or maybe a pie, some real treats to her mind. Then there are those really special days when they have scones - oh - that girl loves scones! She discovered that last winter when we visited my son in Scotland.
Most days we stay home, other than to attend a few local classes she enjoys. Like I've said before, staying home saves lots of money.
By making these few adjustments, so far we've managed to stay ahead of taking on debt. We've also learned to swallow a bit of pride in the process.
There are times we start off our day by putting ingredients in our bread maker, so it can be busy making dough while we're doing our schooling during the morning. Bread making - the kneading - is not something I'm good at, but asking that machine to do the first part of the job assures things will be more edible when we take the finished product out of the oven at dinnertime.
Last fall we made our own basil pesto and have been enjoying our wonderful harvest all winter. Yesterday I opened the brown paper bag I'd placed our thyme into last fall - and out came a jar-full of beautifully green thyme! I'd read up on how to preserve it, and that method is wonderful. Clip it, bag it, and set it aside in a dry area of your home. Give it a little time and presto - lovely dried herbs full of color and flavor. I wish now I'd done that with our beautiful Rosemary plant, instead I'd potted it and brought it inside - only to watch it die within weeks.
We've made it a habit to keep our thermostat set at 60 during the day. We have an energy-efficient (so the label said) space heater for our schoolroom, and it's kept us very comfortable all school day long this winter.
The problem has been, when we come downstairs for lunchtime, it's a bit chilly. We dress warmly though, and it does make lunch a bit quicker for us. When we're finished with school in the late afternoon, we turn up the thermostat to 62 until bedtime.
At night, we turn the thermostat down to 58, and once we climb under our wonderful comforters - we're fine for the duration. We lucked out several years ago when we bought two beautiful and super warm Waverly comforters - they really do surround us with warmth. It helps too - that for some reason our bedroom is the warmest room in this house. We're often too warm, even with the thermostat set at 58.
Even with our economizing, we've had a good winter. My daughter and I have found things to keep us busy and content.
A local library has taken an interest in home schooled children and have been offering interesting events once a month. She attends a gym class weekly and her favorite evening at Bible club too. We ventured out for a movie and have been making plans to see another soon - our family friend gave us a "movie ticket" fund as a Christmas gift and we are doling it out on only very worthy films.
Currently there's a cold wandering through our home, it's been a week now so we are all hoping the worst will soon be over in that regard. It's not the first this winter, but it's the worst one to hit. Somehow I was very lucky a month ago and totally missed a cold my daughter had picked up. This time around, we all caught it.
It's good to know a week from today will begin the month of March. Spring is heading our way and the temperatures will warm - not fast enough for some of us, but it will be coming soon.
In the meantime, we do what it takes to weather the economy and the winter - and muddle though the best we are able - just as we waded our way through the Invisible Flood of 06 that ended us up in this financial dilemma. These days will pass, it's only the getting through them that matters.
Today's thought: Spring brings a sense of renewal and hope - it's coming, really!
'Til next time, Pam
I've been thinking a great new idea might be something along the lines of "Making Ends Meet" - or how to survive on next to nothing.
I'm getting pretty good at that, the next to nothing part. I've learned that there's something called Citizens Energy that will help folks who have just a little too much money to qualify and receive the heating assistance we read about now and then in the news. I happened across an article about those kind folks and thought I'd apply and see what happened.
What happened was that within a month I actually received a voucher for 100 gallons of free heating oil.
I haven't used it quite yet, I'm still wondering what the fuel supplier will say when I tell them I have this great voucher. Will I find out they don't accept it, will it turn out to be too good to be true?
I don't think that will really happen, I'm actually waiting another week to make sure my oil tank will allow all of that free 100 gallons of fuel oil before I make that phone call. I figure that oil will take us into good old spring time when we will no longer need to buy oil - if my timing is correct.
I highly recommend anyone who thinks they might fall into the category of being just a "little too well off" to receive HEAP - they should do an internet search and find Citizens Energy and fill out the application. Do this now, I believe the cut-off date is soon approaching for applying.
Another idea I've been using this winter has been that of spending my Sundays cooking up a storm. This one doesn't flood our home, rather it fills our refrigerator with a week's worth of meals.
For example, yesterday I cooked up one of those storms and now have 6 - 7 days worth of dinners just waiting for me to apply the finishing details.
I made a soup-pot full of Minestrone Soup, good for two dinners and two great lunches this week. I had a huge kettle of stew beef simmering, waiting to become Beef Soup and Beef Stew. Herbed-Chicken breasts were baking in the oven, they will become Chicken Pesto sandwiches and also Chicken Paninis. While all that was going on, I precooked pasta for yet another quick meal for one of our busy evenings.
Cost-wise, all this was a bargain. I'd taken advantage of sales weeks ago and didn't have to purchase one single item for this weeks dinner menu. I just had to open the cupboard and freezer and take out the items.
A highlight of our week, my daughter's especially, is to visit a local church on "bread day." Once a week we venture out to that church and have the pleasure of receiving "day old bread" provided by a local supermarket and that church's mission of helping others in need.
When I say my daughter loves "bread day" - it's an understatement. Her eyes light up if they happen to have a few of her favorites, such as bagels, or raisin bread. She loves finding hard rolls - because that will mean she will get to have mom's version of Manwich sometime that week - something she's only recently discovered she actually likes to eat.
Once in a while they even have a half-sheet cake, and then she's hard to control, or maybe a pie, some real treats to her mind. Then there are those really special days when they have scones - oh - that girl loves scones! She discovered that last winter when we visited my son in Scotland.
Most days we stay home, other than to attend a few local classes she enjoys. Like I've said before, staying home saves lots of money.
By making these few adjustments, so far we've managed to stay ahead of taking on debt. We've also learned to swallow a bit of pride in the process.
There are times we start off our day by putting ingredients in our bread maker, so it can be busy making dough while we're doing our schooling during the morning. Bread making - the kneading - is not something I'm good at, but asking that machine to do the first part of the job assures things will be more edible when we take the finished product out of the oven at dinnertime.
Last fall we made our own basil pesto and have been enjoying our wonderful harvest all winter. Yesterday I opened the brown paper bag I'd placed our thyme into last fall - and out came a jar-full of beautifully green thyme! I'd read up on how to preserve it, and that method is wonderful. Clip it, bag it, and set it aside in a dry area of your home. Give it a little time and presto - lovely dried herbs full of color and flavor. I wish now I'd done that with our beautiful Rosemary plant, instead I'd potted it and brought it inside - only to watch it die within weeks.
We've made it a habit to keep our thermostat set at 60 during the day. We have an energy-efficient (so the label said) space heater for our schoolroom, and it's kept us very comfortable all school day long this winter.
The problem has been, when we come downstairs for lunchtime, it's a bit chilly. We dress warmly though, and it does make lunch a bit quicker for us. When we're finished with school in the late afternoon, we turn up the thermostat to 62 until bedtime.
At night, we turn the thermostat down to 58, and once we climb under our wonderful comforters - we're fine for the duration. We lucked out several years ago when we bought two beautiful and super warm Waverly comforters - they really do surround us with warmth. It helps too - that for some reason our bedroom is the warmest room in this house. We're often too warm, even with the thermostat set at 58.
Even with our economizing, we've had a good winter. My daughter and I have found things to keep us busy and content.
A local library has taken an interest in home schooled children and have been offering interesting events once a month. She attends a gym class weekly and her favorite evening at Bible club too. We ventured out for a movie and have been making plans to see another soon - our family friend gave us a "movie ticket" fund as a Christmas gift and we are doling it out on only very worthy films.
Currently there's a cold wandering through our home, it's been a week now so we are all hoping the worst will soon be over in that regard. It's not the first this winter, but it's the worst one to hit. Somehow I was very lucky a month ago and totally missed a cold my daughter had picked up. This time around, we all caught it.
It's good to know a week from today will begin the month of March. Spring is heading our way and the temperatures will warm - not fast enough for some of us, but it will be coming soon.
In the meantime, we do what it takes to weather the economy and the winter - and muddle though the best we are able - just as we waded our way through the Invisible Flood of 06 that ended us up in this financial dilemma. These days will pass, it's only the getting through them that matters.
Today's thought: Spring brings a sense of renewal and hope - it's coming, really!
'Til next time, Pam
